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Rahmatjon is an experienced jeweler who lives in the city of Dushanbe. He is 30 years old and a family man. Rahmatjon has worked for many years creating and repairing gold and silver jewelry, and now he has enough experience to start his own business. Rahmatjon plans to take custom orders and to make jewelry repairs. He has already made agreements with vendors at the market to sell his jewelry pieces. Rahmatjon has capital in the form of a work desk, tools, and his savings, but he will also need a jewelry machine to manufacture his creations before he can open his own store. Unfortunately he does not have enough money to buy this machine because it is very expensive, so he must take out a loan before he can start his business. Rahmatjon hopes very much for support.
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Рахматджон опытный ювелир, проживающий в городе Душанбе. Ему 30 лет, он семейный человек. В течение многих лет Рахматджон работал на заводе мастером по ремонту и изготовлению золотых и серебряных изделий. На сегодняшний день он приобрел достаточный опыт и теперь хочет открыть свою точку по предоставлению ювелирных услуг. Рахматчон планирует работать сам и помогать людям восстановить их серебренные и золотые украшения, и создавать их по заказу. Одновременно он уже договорился с продавцами ювелирных магазинов на рынке и в будущем будет сдавать им на продажу созданные им золотые изделия. У Рахматджона имеется собственный капитал в виде рабочего стола, ювелирных инструментов и сбережения. Чтобы открыть свою точку ему необходимо приобрести ювелирный аппарат по изготовлению изделий. К сожалению для покупки этого аппарата у него не хватает денежных средств, так как он стоит очень дорого. По этой причине он вынужден взять кредит, чтобы начать дело. Рахматджон очень надеется на поддержку.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 252
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,950 helped Rahmatjon to buy jewelers' tools to start a business.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Oct 11, 2013
Currency Exchange Loss:
Nov 10, 2013