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Nargiza is a 35-year-old woman, married and the mother of three children who are not adults. All of them are already in school.

She is a teacher at the primary school. Her husband is also a teacher. He works at the same primary school where she works. They have small salaries. It does not allow her to provide for the needs of her family and build a new house because her family is large and needs a bigger house. This year she is going to build a new house with modern planning. She plans that her new house will have two bedrooms, a large living room and a verandah.

This loan will help her buy building materials to build the new house. In this way she will provide high quality living conditions for her family and put an end to the problems with housing.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Nargiza to buy building materials to build a new house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Oct 16, 2013
Currency Exchange Loss:
Apr 17, 2015