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Dilfuza is 39 years old, is married, and lives with her husband and children in Qurgan-Tube. Dilfuza would like to start a business buying and selling kitchen and tableware. She already has a stand at the local market, and her starting capital is $400 USD. However, this amount is not enough to buy her goods; therefore, she is requesting a loan. The amount of the loan and her savings will be used to buy an assortment of kitchen and tableware.

Dilfuza has at last decided to do what she loves; she has always enjoyed setting the table and organizing the kitchen. Now, Dilfuza will be able to choose dishes to sell and to help customers in their selection. Dilfuza is already confident in the future success of her business and is thankful for your kindness.
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Дилфуза 39-летняя замужняя женщина. Она живет с мужем и детьми в городе Курган-Тюбе. Дилфуза собирается начать торговый бизнес. Она хочет заняться купле-продажей кухонной и столовой посуды. Дилфуза уже приобрела прилавку на местном рынке. Ее стартовый капитал составляет 400 долларов США. Однако этой суммы недостаточно, чтобы приобрести товар и поэтому она обратилась за кредитом. На сумму от кредита и сбережения она хочет закупить ассортимент кухонной и столовой посуды. Она наконец то решила заняться любимым делом. Дилфузе всегда нравилось сервировка стола и кухни. Теперь она сможет сама выбрать посуды для продажи и помогать хозяйкам с выбором. Дилфуза уже верит в успех своего нового бизнеса и ждет вашу поддержку.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 235
    View loans »
    Tajikistan Loans Fundraising
  • $32,063,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Dilfuza to buy kitchenware and start her business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Oct 10, 2013
Currency Exchange Loss:
Jan 18, 2014