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Al Hayat Group
In this Group: Samira, Sariya, Salwa
Samira is the featured borrower in Al Hayat’s group. She got together with the other group members to acquire a loan from Kiva partner Al Majmoua to develop their businesses and improve their living.

Samira is a 44-year-old married mother of one child. She has been working as a housekeeper for a year to help her husband make their living and cover their family’s increasing needs.

Samira is acquiring a loan from Kiva partner Al Majmoua to pay for her son’s school fees. She will also use the loan to pay part of the cost of a car. She has already saved a small amount of money to buy the car, which will be helpful to facilitate her family’s needs, especially when taking her son to school and back home.

She hopes to stay in good health to make sure that she’ll stay capable of supporting her husband in covering their family’s expenses.

Samira is the lady at the far right of the picture with a white top. The other group members are Sariya, in the center, and Salwa, on the far left wearing black.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 36
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Al Hayat Group's $1,900 loan helped a member to pay for her son’s school fees.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Oct 16, 2013
Currency Exchange Loss:
Jun 17, 2014