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Nigina S. lives in Yavan City. She is 35, married, and has two children. She sells vegetable oil (cotton oil and flax oil), and has been doing so for five years. Her business brings her income, but is also needed for the local population as this oil is one of the basic ingredients for the local diet. Her turnover totals are not sufficient in order for her to satisfy demand for her products, so she has decided to take out a loan to increase her turnover. She will be able to repay the loan within 12 months.
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Шодиева Нигина жительница города Яван. Возраст 35 лет, замужем и имеет двоих детей. Занимается торговлей растительного масла (хлопковое и льняное). Занимается этим видом бизнеса уже пять лет. Ее дело приносит доход , но кроме того она очень помогает населению. Так как этот продукт является основным продуктом питания нашего населения. Поэтому ее оборотной суммы не хватает для того , чтобы обеспечить всех . По этой причине она решила получить кредит и увеличить товарооборот. Погасить кредит она сможет в течении 12 месяцев

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 218
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Nigina increase turnover.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2008
Nov 1, 2008
Currency Exchange Loss:
Dec 15, 2009