A loan of $775 helped build a greenhouse.


Annah's story

Annah lives in the Litein area of Kenya. She has 4 children and has been doing farming work for 8 years. Her primary income sources are milk, eggs and tea.

Annah stated that what is most enjoyable about farming is: 'Returns!' Her biggest challenge is 'lack of enough capital.' Annah was asked why she chose Juhudi Kilimo for this loan, to which she replied: 'it gives farmers incentives.' She was also asked what was learned during Juhudi's required micro-finance training session. She replied: 'how to develop a savings culture.' Her highest monthly expense is school fees. When asked 'How will this loan benefit her family', Annah replied 'Better living.'

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Annah owns the following: 'cow, poultry' but does not own 'pig, pump, bicycle, motorcycle, automobile'. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household: 'mosquito net, electricity, TV' but does not have 'solar power, running water, sewing machine, DVD'.



Loan details


Lenders and lending teams



Loan details