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Mema Group
In this Group: Clement, Mariamu, Gladnes, Aqwilina
Clement, who is in his early 40s, is married, with four children who are in school.

For 15 years now, Clement has been running two businesses. One is a general store shop and another is a grocery business. He employed a few helpers in his business. Clement works from 6am to 11pm each working day and is able to make a good monthly profit.

This will be Clement's 18th loan request from Tujijenge Tanzania. He used his previous loans to open a grocery business where he restocked more drinks and bought more shop items and he bought one cow for a milk-selling production.

Clement has managed to successfully pay back all his loans. He used his profit to pay school fees and household expenses and he built a house.

He will use this loan to restock grocery drinks and other shop items to resell. Clement dreams to build a house for renting and to open a bar.

Clement will share this loan with his loan group, Mema Group, which totals four members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 26
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,608.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mema Group's $900 loan helped a member to restock grocery drinks and other shop items to resell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 8, 2013
Oct 16, 2013
Currency Exchange Loss:
May 17, 2014