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Sugran's Group
In this Group: Sugran, Gulzar, Kubran, Majeedan, Naziran
Sugran baji is the wife of Mr.A. and lives in the small area of Kot Radha Kishan in Kasur, Pakistan. She owns a two room brick house and has been living in it for the last 20 years. Sugran baji is the mother of five children: three sons and two daughters. Her elder son has a donkey cart and uses this cart for loading. The next eldest son is involved in scrap work. Her husband has a business re-selling clothing and has been in this profession since last year. Sugran baji and her daughters prefer to stay at home and like to do domestic work. She successfully repaid her two loans from Asasah (a Pakistan microfinance institute). Now she is applying for a loan to buy more clothing to expand her husband's business.

Sugran baji is joined in her loan group by four other members. Gulzar baji and Naziran baji each want a loan to buy a buffalo for their milk selling business. Kubran baji wants a loan to buy scrap (empty plastic bottles, papers) for her scrap business. Majeedan baji wants a loan to buy groceries for her grocery shop.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 219
    View loans »
    Pakistan Loans Fundraising
  • $17,660,300
    Funds lent in using Kiva
  • 74.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sugran's Group's $1,425 loan helped a member to buy more clothes to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2008
Sep 1, 2008
Currency Exchange Loss:
Dec 2, 2009