Renacer De Nuevo Amanecer Group
This loan will help member Hilda's small business. She said that this is the first time she joined Pro Mujer, after being invited by a friend who is a member. Hilda currently has a workshop where she works by braiding and sewing blankets. She said that she learned these skills from her mother and that this is the family business. When she got married, she decided to start her own business.
This loan will allow her to increase her capital and buy fabric and wool. She will get these supplies from a wholesale distributor in the city of El Alto and then she will make and sell the blankets to customers who requested them. This type of work allows Basilia to earn income and support her household since she is married and has three children.
When asked what she likes about Pro Mujer, she said she likes the financing that they offer.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Hilda es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad él tiene un negocio de taller de trenzado y tejido de mantas; cuenta que este negocio lo aprendió al apoyar a su madre, ya que es un negocio familiar, cuando se caso decide emprender su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de tela y lana) que adquirirá de las distribuidoras mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará a pedido del cliente. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito que se ofrece.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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