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Fabian Alexis
Fabian, 25, lives in Tegucigalpa, where he's currently studying architecture at the Universidad José Cecilio del Valle. He considers himself to be a persevering and determined young man, despite having postponed his studies for two years because of financial problems. He has the support of his mother and his father, who earns a living and supports the family selling educational books.

Fabian's requesting the financial support of CREHO to pay for his last five courses and the graduation project he has to do.

This way he can finish his program and be able to improve himself professionally and be a help to his parents. "My goals are to graduate in August 2014 and keep on becoming a professional. I know I have great potential in my field, and I've decided to make the most of the opportunity my country gives me and to contribute to its development."
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Fabian joven de 25 años de edad reside en Tegucigalpa estudia actualmente Arquitectura en la Universidad José Cecilio del Valle en Tegucigalpa, a pesar de haber postergado sus estudios 2 años por problemas económicos se considera un joven perseverante y decidido, recibe el apoyo de su madre y su padre quien se dedica a la venta de libros educativos para el sostén de su familia. Solicita el apoyo financiero a CREHO para cancelar sus 5 últimas clases y su proyecto de graduación que le falta para concluir sus estudios y de esa forma poder superarse profesionalmente y ser un apoyo para sus padres. Mis aspiraciones son graduarme en el mes de Agosto del 2014 y continuar profesionalizándome, sé que tengo un gran potencial en mi área y he decidido aprovechas las oportunidad que mi país me da y contribuir a su desarrollo.

Additional Information

About this loan

Fundación CREHO (Honduran Foundation for Educational Loans) is a lending institution founded in 2002 in Tegucigalpa that focuses exclusively on student loans. It aims to be the leading private lending organization offering education loans in the country, contributing to the transformation of Honduras by supporting the training of qualified people.

Kiva funding will be used to support three different types of loans: university degrees, technical and vocational degree programs, and school supplies such as laptops and textbooks. Partnering with Kiva will allow Fundación CREHO to offer long-term, low interest loans with less stringent guarantee requirements to students who otherwise have almost no options to finance their education. Furthermore, at least one-third of Kiva funding will help the organization target students from low-income households and who lack the collateral generally required for these loans.

Please note that Fundación CREHO is a non-traditional Field Partner, in that they are a student lender, not a microfinance institution. Loans to students attending a university degree program may have terms up to 10 years and lenders should not expect to receive payments while the student is still attending the university (4-5 years). In addition, payment plans are uploaded to Kiva for the full tuition cost, however if for any reason the full amount is not needed to complete the degree program, the unused balance will be repaid to lenders as a pre-payment as early as possible.


About Honduras

  • $4,800
    Average annual income
  • 54
    View loans »
    Honduras Loans Fundraising
  • $9,995,000
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD
A loan of $6,425 helped Fabian Alexis to pay his monthly expenses.
Repayment Term
85 months (Additional Information)
Repayment Schedule
Sep 26, 2013
Oct 8, 2013
Currency Exchange Loss:
Nov 7, 2013