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Amílcar Efraín

Update on Amílcar Efraín

Amilcar is 57 years old, married, and has two children who live with him in Masica, Atlantida. He has always worked in commerce, but six years ago, he decided to start a grocery store where he sells consumer staples such as staple grains, dairy products, cold cuts, meat, eggs, snacks, sandals, bread, groceries, etc. The store is located in his house and his wife helps him. He has requested several loans from Odef to keep his business going. Currently, he is requesting 8,500 Honduran lempiras to restock with products such as staple grains, meat, cold cuts, eggs, snacks, dairy products, etc. That way, he will be able to meet the demand of his customers. His goal is to help his family and better their quality of life.
View original language description ↓
Don Amílcar, tiene 57 años de edad, esta casado y tiene dos hijos con quienes vive en la Masica, Atlántida. Siempre se ha dedicado al comercio, pero hace 6 años que decidió establecer una pulpería, donde vende productos de la canasta básica familiar como ser granos básicos, lácteos, embutidos, carnes, huevos, golosinas, sandalias, pan, abarrotes etc. El negocio lo tiene en su casa y le ayuda su esposa. Ha solicitado varios prestamos a ODEF para mantener activo el negocio. Actualmente solicita otro de 8,500 lempiras para surtir con productos como granos básicos, carnes, embutidos, huevos, golosinas, lácteos etc. y así podrá satisfacer la demanda de sus clientes. El objetivo es ayudar a la familia mejorando su calidad de vida.

Previous Loan Details

Amilcar, 56, is married and has 2 children. He lives in a community in the municipality of La Masica, in the department of Atlantida. Previously, Amilcar sold clothing and cosmetics, but 5 years ago he decided to set up a grocery store where he could sell staple consumer products. At thi... More from Amílcar Efraín's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Honduras

  • $4,800
    Average annual income
  • 79
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Amílcar Efraín to buy staple grains, meat, cold cuts, eggs, snacks, dairy products, etc., to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2013
Oct 8, 2013
Currency Exchange Loss:
Aug 17, 2014