A loan of $1,825 helped to renovate the house, so that it can be rented out.


Zhuzhuna's story

Zhuzhuna is 42 years old and lives in the village of Dandalo, in mountainous Adjara Region. She is married and lives with her husband and two school-age sons. Zhuzhuna works as a librarian at the school, located in the neighboring village, and she gets approximately USD 65 per month. In addition, the family runs a small-scale agricultural business and owns a dairy cow, whose milk is used in cheese production. The cheese is sold from their house. Zhuzhuna wants to supplement her family's income by renovating her house, so she can rent it out seasonally. Her house is located near the university and several students have already expressed an interest in living there, but she has been unable to get a loan from several local financial institutions to pay for renovations. That is why she is requesting a loan from Kiva and Credo, which help people who do not qualify for conventional loans. Zhuzhuna will use the loan to buy the materials she needs to renovate her house. She hopes that renting out the rooms will be profitable and will increase her income, so that she and her family members can improve their standard of living.



Loan details


Lenders and lending teams




Loan details