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Maralkhan is 40 years old, married, and together with her husband, is raising six children. In 2000, she started her business of selling children's items with initial start-up capital in the amount of 10,000 som (KGS). Having been able to develop her business and find loyal customers, Maralkhan has an average monthly income of 15,000 som (KGS). Thanks to the hard work she put into her business, Maralkhan has been able to increase her turnover and develop her business.
For the purpose of the further expansion her business, Maralkhan turned to Microfinance Bank "Bai Tushum and Partners." She is requesting a loan in the amount of 100,000 som (KGS) to increase her sales turnover. Maralkhan plans to invest the earnings from the loan in further sales turnover. She also intends to save money for her children's education.
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Маралхан 40 лет, замужем, вместе с супругом воспитывает 6 детей. В 2000 году, начала бизнес в торговле детскими вещами, используя в качестве стартового капитала сумму в 10,000 сом (KGS). Сумев развить свой бизнес и обретя постоянных клиентов, Маралхан имеет среднемесячный доход в сумме 15,000 сом (KGS). Благодаря упорному труду в бизнесе, Маралхан смогла увеличить товарооборот и развить свой бизнес. В целях дальнейшего увеличения и расширения своего бизнеса, Маралхан обратилась в Микрофинансовый банк «Бай-Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на увеличение товарооборота. Доходы от кредита Маралхан планирует вложить в товарооборот и накопить деньги на обучение своих детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 64
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD
A loan of $2,050 helped Maralkhan to buy baby clothes for retail sale.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Oct 9, 2013
Currency Exchange Loss:
Nov 8, 2013