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Joseph is from Nyahururu. He is 27 years old and married to Mary, who is a farmer. They have two children, ages four and one year of whom the four year old is already enrolled in baby class.

Joseph is a dairy farmer who supplies milk to his neighbors. To assist him in making more money from milk sales, he has applied for his first loan of KES 100,000 from Kenya Agency for Development of Enterprise and Technology (KADET), which he shall use to buy another dairy cow.

Right now, his monthly income from milk sales is KES 100,000, and he intends to use the profits anticipated from his expanded business to buy even more dairy cows.

Joseph's hope and dream for his future business is to be the main milk supplier in his region.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.


About Kenya

  • $1,800
    Average annual income
  • 519
    View loans »
    Kenya Loans Fundraising
  • $49,763,575
    Funds lent in using Kiva
  • 85.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Joseph to buy a dairy cow to increase milk production.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 16, 2013
Currency Exchange Loss:
Apr 16, 2014