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Oisamo is 49 years old. She is divorced and her children live with her. She has two older sons and a 15 year old daughter. Her sons are working abroad. Oisamo, her daughter, and her daughter-in-law live together in Hamadoni. Oisamo and her daughter-in-law work in the orchard of a collective farm. For years she worked on land that was not her own. And now, with the acquisition of her own land, Oisamo can work for herself and for her own benefit. She wants to have an autumn harvest this year, but for this she needs grain and a fuel mixture to fill the tractor. In order to acquire grain and fuel she asked for a loan. Oisamo needs your support in order to begin her agricultural endeavors.
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Оисамо 49 лет. Она в разводе и дети живут с ней. У нее два старших сына и 15-летняя дочь. Ее сыновья находятся за границей на заработках. Оисамо с дочкой и невесткой живут вместе в районе Хамадони. Оисамо с невесткой работают в дехканском хозяйстве колхозниками. В течение многих лет она работала и трудилась на чужой земле. И теперь, когда она приобрела собственную землю, Оисамо может трудиться для себя и своей выгоды. Она хочет в этом году посадить осенний урожай, для этого ей понадобится пшеничные зерна и горючая смесь для заправки трактора. Чтобы приобрести зерно и горючее она обратилась за кредитом. Оисамо нуждается в вашей поддержке для того чтобы начать свою земледельческую деятельность.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 199
    View loans »
    Tajikistan Loans Fundraising
  • $31,816,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Oisamo to purchase grain and fuel in order to start her agricultural endeavors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Oct 8, 2013
Currency Exchange Loss:
Jun 17, 2014