Update on Maria JosefaMaría Josefa is 69 years old, married and has five children. She lives with her husband in the municipality of Choloma, Cortes. María Josefa has a source of income, which is her small store. She sells food products like flour, rice, beans, sugar, lard, medicines, sweets, grocery products besides selling Big Cola soft drinks wholesale.
María Josefa is requesting another loan from ODEF of 20,000 HNL to buy more products to keep her store stocked. She will buy lard, rice, beans, rice, sausages, dairy products,cleaning products and soft drinks to keep up with customer demand. Her objective is to increase her sales to generate more revenue and manage to have a higher standard of living.
Doña María Josefa , cuenta con una fuente de ingreso que es un negocio de pulpería donde vende productos alimenticios como, harina, frijoles, arroz, azúcar, manteca, medicinas, golosinas, productos de abarrotería, además vende refrescos Big cola al por mayor. Ella esta solicitando otro préstamo a ODEF por 20,000 lempiras para comprar mas productos para mantener surtido el negocio como ser manteca, arroz, frijoles, harina, embutidos, lácteos, productos de limpieza y refrescos Para cumplir con la demanda de los clientes.
Su objetivo es incrementar las ventas para obtener mas ingresos y lograr tener un nivel de vida mejor.
Previous Loan DetailsMaría Josefa is sixty-nine-years-old and married with five children who are now working adults. She lives with her husband in a village in the municipality of Choloma, Cortes. María Josefa's source of income is her grocery store, where she sells food products like flour, beans, rice, sugar an... More from Maria Josefa's previous loan »
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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