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Chy is 44 years old, married, and a mother of two children. Together, they live in Santuk district of Kampong Thom province.

To earn a living, Chy began a hog-raising business in the backyard of her own home. When the pigs are full grown she sells them to local traders and butchers in the province, approximately earning a net income of KHR 8,000 per day. Aside from raising hogs, she decided to be involved in other agribusinesses that would help her to improve her income.

The house Chy lives in has deteriorated over the years and it needs some renovation. She has saved some money to start this construction and plans to increase her yields and income to add to her savings.

Due to inadequate capital, she has requested a loan of KHR 4,000,000 to buy wood and planks for home improvement. By doing so, her family will live in a comfortable and warm place, without worrying about the rainy season.

Chy thanks lenders for this constant support. She awaits your kindness and relies on your generosity.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 50
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,064.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chy to buy wood and planks for home improvement.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Oct 14, 2013
Currency Exchange Loss:
Sep 17, 2015