The loan they are requesting will benefit the small business owners, including Adelia. She says this is the first time she is a part of Pro Mujer having been asked to join by invitation from a friend who is a member of the institution. Adelia has a sewing shop and learned her trade at a technical institute. Upon finishing her education she set up her own business and has been working in the activity for 18 years.
The loan she is requesting is to increase her work capital so she can buy fabric at stores in the city of El Alto. She will sell her finished products at her shop. Her job allows her to generate an income to support her household as best she can. She is married and has three children.
When asked what she likes about Pro Mujer, she says it is the health area.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Adelia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de taller de costura; este negocio lo aprendió en un instituto técnico, posteriormente a la culminación decide emprender su propio espacio de negocio, donde en la actualidad lleva diez y ocho años de trabajo.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las tiendas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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