Moine is 28 years old, and live in the Montserrado County which has the largest Free-port and is the number one commercial county in Liberia. She is married and has 3 children, aged 3 and 10 years old, who live at home and attends school. She is a tenth grade drop-out. She described herself as very hard working woman. For the past ten years she has been operating a business where she sells cow skins at the local market. She started this business with money given to her by her husband who is a local businessman. She enjoys her business because it gives her more money. She sells for six days in a week, from 7am to 5pm, and most of the time she uses a bus to get her goods to the table. She is requesting a loan to purchase more cow skins for the business. Her plan is to build a house and educate her children.