Erick is not married and doesn’t have any children. He has a single room in his parents’ house which is located in the city of La Paz. He is currently studying publicity and marketing at university.
Erick earns money by hiring out his vehicle for public transport, and he also gets a monthly income from his administration and cleaning job at a parking lot. This income has to cover the cost of food, education, and basic services (water and electricity).
He is seeking a loan to be used as an investment for a project with other partners. He wishes to organize events such as artistic evenings, shows, receptions etc, which is why he needs this working capital.
Erick’s dream is to complete his professional training and have his own events business and in this way improve his income and his standard of living. This is the first time he has asked IMPRO and Kiva for a loan.
Erick,es soltero y no tiene hijos vive en la casa de sus padres ocupando solo una habitación,la casa se encuentra ubicada en la ciudad de La Paz, actualmente estudia en la universidad en la carrera de Publicidad y Marketing.
Erick percibe ingresos diarios de la renta de su vehículo que trabaja como transporte publico y también un ingreso mensual del servicio de administración y limpieza de un parqueo y con los ingresos que obtiene debe cubrir los gastos de alimentación, educación y pago de servicios básicos.
El crédito lo requiere para capital de inversión como su aporte ya que desea invertir con otros socios en actividades de organización de eventos (como veladas artísticas, shows, recepciones sociales, etc.)para lo cual se necesita un capital inicial.
El sueño de Erick es concluir su carrera y tener su propia empresa de eventos y con eso mejorara sus ingresos y su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO y KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.