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Shehnaz's Group
In this Group: Shehnaz, Sajida
Shehnaz is a 54-year old married woman, living with her spouse and four children in the area of Lahore, Pakistan. She belongs to a happy family because her son earns sufficient income to meet daily household expenses.

Her son has been running a generator-repair workshop for many years in a nearby town. He is very professional and experienced in his work. As we know, there are lots of problems due to load shedding of electricity, so most of the people like to use a generator to generate the electricity. Due to heavy usage, most of its parts become out of order. This is the reason her son has so many customers for generator repairing.

Her son is very hard-working and honest; he asks very low services charges against his services. That is why people like to repair their generators from him.

Her son wants to buy spare parts for generators and tools for generator repair, but he does not have sufficient savings to spend for purchases because recently he spent his savings for an emergency need.

Therefore, Shehnaz has requested a loan from Kiva’s field partner, BRAC Pakistan, so that her son will be able to buy his desired spare parts and tools for repairing.

Shehnaz hopes that through all this purchasing, customers will be attracted toward his shop, which would led to an increase in income and savings.

Shehnaz has praises for the lenders and is very thankful to the Kiva and its field partner, BRAC Pakistan

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 288
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 106.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shehnaz's Group's $475 loan helped a member to buy spare parts and tools for her son's generator-repair shop.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Oct 13, 2013
Currency Exchange Loss:
Sep 3, 2014