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Ghazala is aged 38. She is a responsible mother and living happily in the area of Lahore, Pakistan. This is her first loan with the BRAC. She is a new member, but she has agreed with the terms and condition of BRAC.

She belongs to an ultra-poor family, and it is very difficult for her to pay all the household expenses with the low income. Her husband owns a scrap shop and deals with scrap iron, aluminum, plastic bottles, etc. He has been running his business for many years, his shop situated near his home. The reason for their poverty is the selection of a low turn-over business.

Her husband had to spend his savings because of an accident, and now he does not have the amount to buy scrap goods. Therefore, Ghazala requested a loan for passing along to her husband, so that he could buy scrap iron, re-establish his enterprise, and make some savings to meet sudden needs or incidents. Ghazala is very impressed with this honorable support and shows her wish to take a huge loan, after this loan. She says "thank you," to the Kiva and to its field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 222
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 106.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Ghazala to buy scrap goods for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Oct 13, 2013
Currency Exchange Loss:
Sep 17, 2014