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Nazira's Group
In this Group: Nazira, Kaneez
In Nazira’s group, she is representing herself as a group leader by raising her hand in the photo.

She is 40 years old and lives with her family in the area of Lahore, Pakistan. She is very conscious about management, controlling, and handling people. In fact she is a general-store keeper and deals with different people in a day. She is taking responsibility for her group members and assured us about the repayments.

Nazira is a fresh borrower and vows that she will prove an honest borrower of BRAC. She has been looking for the money for many days so that she could buy some missing inventory.

Therefore, Nazira has requested a small loan from Kiva’s field partner BRAC Pakistan. Through new loan she will buy stocks of flour, detergents, biscuits, and chocolates.

Nazira feels proud to be a member of BRAC. She is very thankful to the Kiva and its field partner BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 256
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 106.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nazira's Group's $400 loan helped a member to buy inventory including flour, detergents, biscuits, and chocolates for her general store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Oct 17, 2013
Currency Exchange Loss:
Sep 3, 2014