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Vilma is 59 years old and married with six children.

She earns a living by farming rice in the Philippines. Vilma is borrowing PHP 17,000 through NWTF in order to buy fertilizers and other farm supplies.

Vilma has been farming rice for 15 years and also earns additional income from tricycle transport.

She is working tirelessly toward the attainment of her dream, to save enough to buy more farm land.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 555
    View loans »
    Philippines Loans Fundraising
  • $69,906,675
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Vilma to buy fertilizers and other farm supplies.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Oct 13, 2013
Currency Exchange Loss:
Sep 17, 2014