A loan of $250 helped to purchase dairy goats.

Geoffrey's story

Geoffrey lives in the Ndaragwa area of Kenya, which has one of the cooler climates in Kenya.His primary income sources are milk, eggs and crops. He has 2 children and has been doing this work for 10 years.

He stated what is most enjoyable about farming: "Selling farm produce." His biggest challenge is "Marketing the farm produce." Animals on the farm have been given no names.

Geoffrey was asked why he chose Juhudi Kilimo for this loan, to which he replied: "They have good loan terms." This client was also asked what was learned during Juhudi's required micro-finance training session: "Group co-guarantee members to get a loan."

His highest monthly expense is school fees. When asked how this loan will benefit his family, Geoffrey replied that it will improve their farming and give them more income.

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Geoffrey owns the following: cow, poultry, but does not own: pigs, pump, bicycle, motorcycle, automobile. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household: a TV (used with the car battery), but does not have a mosquito net, electricity, solar power, running water, sewing machine, or DVD.

Loan details

Lenders and lending teams

Loan details