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Mercidita is 50 years old and widowed with four children. She runs a general store in the Philippines and works very hard to provide for her family. She requested a PHP 13,000 loan through NWTF to purchase more groceries to sell.

Mercidita has been in this business for five years and sells a variety of items such as sugar, sardines, soft drinks, biscuits, and school supplies. In the future Mercidita would like to save money to expand her business and to repair her family home.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 390
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Mercidita to purchase more groceries to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 2, 2013
Oct 12, 2013
Currency Exchange Loss:
Oct 26, 2014