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Razia's Group
In this Group: Razia, Shahnaz
Razia is a 42-year-old married woman living in the area of Lahore, Pakistan with her family. Her husband has been successfully running a small general store at the corner of his house for many years. Her husband is also assisted by a young boy in purchasing stock of goods from the market as he has maintained many contacts over the years. Razia is a mother of seven children and is motivated to provide her family with good quality food, clothing, and health expenses.

Razia wants to grow the business of her husband so she requested a loan from BRAC Pakistan, Kiva's field partner, so that her husband could buy more stock of rice, sugar, cooking oil, detergent, soap and biscuits. She is an honest and regular client of BRAC Pakistan, in her 7th loan cycle with good repayment history. She is expecting a boost in their earnings and dreams of expanding the business further in the future. She is very thankful to Kiva and BRAC Pakistan.

Note: Razia is raising her hand in the picture.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 307
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 106.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $850 loan helped a member to buy inventory such as rice, sugar, cooking oil, detergent, soap and biscuits.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 2, 2013
Oct 12, 2013
Currency Exchange Loss:
Sep 3, 2014