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Firuza is 40 years old. She lives in Rudaki with her husband, two sons, and a daughter. To provide for the family, her husband and oldest son went to work in Russia. Her second son is a university student, and her daughter is still in school.

Firuza is building a shop next to her house to open a new business. She is opening her own grocery store. Unfortunately, Firuza ran out of savings, and she does not have the means to finish the building and purchase inventory. Firuza, though inexperienced in trade, dearly wants to improve her family members' lives and hopes for a better future. She is taking out a loan, and wants to spend some of the money to buy building materials to complete the renovation. The rest of the loan is going to buy food including salt, tea, pasta, sunflower oil, sausages, dumplings, baby formula, chocolate, candy, sweetened condensed milk, cakes, cookies, napkins, and more. Firuza has a kind face and a pure soul. Life should be good for this kind of woman. You can help her!
View original language description ↓
Фирузе 40 лет. Она живет в районе Рудаки с мужем, двумя сыновьями и дочерью. Чтобы обеспечивать семью ее муж и старший сын уехали на заработки в Россию. Ее второй сын является студентом, а дочь еще учится в школе.
Фируза рядом с домом построила помещение для ведения нового бизнеса, она решила открыть собственный продуктовый магазин. К сожалению у Фирузы закончились сбережения и ей не хватило средств для внутреннего ремонта помещения и закупа продуктов. Фируза хоть и не опытна в этой сфере, но ее тяга к улучшению жизни своей семьи дают надежду на лучшее. Она берет кредит, и часть денег хочет потратить на покупку стройматериалов, чтобы завершить ремонт. На другую часть кредита она собирается купить продукты питания, в том числе соль, чай, макароны, подсолнечное масло, колбасные изделия, пельмени, детские смеси, шоколад, конфеты, сгущенное молоко, пряники, печенье, салфетки и многое другое. У Фирузы доброе лицо и чистая душа, у такой женщины в жизни все должно быть хорошо. Вы можете ей помочь!

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 234
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,500 helped Firuza finish building and buy inventory to open a grocery store.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Oct 7, 2013
Currency Exchange Loss:
Nov 6, 2013