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Emma
As a married parent of four children, Emma works hard to support her family.

She has a food vending business in the Philippines and earns additional income from her general store. Emma is borrowing PHP 10,000 through NWTF to buy ingredients for her food vending business.

Emma has been sustaining her business activities through her past three loans from NWTF. She hopes that her hard work will help her attain her dream of saving enough to provide a secure future for her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 326
    View loans »
    Philippines Loans Fundraising
  • $70,768,400
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Emma to buy ingredients for her food production business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 19, 2013
Listed
Oct 12, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014