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Gulom is 52. He's a wonderful family man who lives in the city of Khujand with his wife, daughter, and son. Gulom drives a minivan, and his wife works as a seamstress. Gulom's son really wants to learn videography. He has chosen this profession which used to be his father's. He wants to be a videographer. He has asked his father to work with him and teach him the business. Gulom has ten years of experience in this field. He previously worked as a videographer and filmed national holidays and celebrations. He learned the profession at an early age from his uncle. Gulom is asking for a loan to buy a video camera. He is quitting driving and plans to return to videography to teach his son. Gulom will take jobs and do them with his son, so they will do the work together.
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Гулому 52 года. Он прекрасный семьянин, проживает в городе Худжанд с женой, дочерью и сыном. Гулом работает водителем микроавтобуса, а его жена работает швеей. Сын Гулома очень хочет научиться снимать сюжеты и он уже выбрал профессию, которым раньше занимался его отец, он хочет быть оператором. Он просит отца, чтобы он работал вместе с ним и научил его этой профессии. У Гулома 10 летний опыт в этой сфере. Он раньше работал оператором, снимал национальные праздники и торжественные мероприятия. Он научился этой профессии еще в юности у дяди. Гулом запрашивает кредит, чтобы купить видеокамеру. Он бросает работу водителя и планирует вернуться к профессии оператора, чтобы научить сына. Гулом будет получать заказы и брать собой сына, они вместе будут заниматься этим бизнесом.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,000 helped Gulom buy a video camera.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Oct 7, 2013
Currency Exchange Loss:
Nov 6, 2013