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As a married parent of three children, Cherlita works hard to support her family.

She has a frozen foods vending business in the Philippines and earns additional income from direct selling beauty products. Cherlita is borrowing PHP 30,000 through NWTF to buy additional packs of frozen foods like hotdogs, longganisa, chorizo, etc. to sell for her frozen foods vending business.

Cherlita has been sustaining her business activities through her past six loans from NWTF. She hopes that her hard work will help her attain her dream of saving enough money to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.


About Philippines

  • $7,000
    Average annual income
  • 314
    View loans »
    Philippines Loans Fundraising
  • $70,624,175
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Cherlita to buy additional packs of frozen foods like hotdogs, longganisa, and chorizo to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 18, 2013
Oct 12, 2013
Currency Exchange Loss:
Nov 17, 2013