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Elma is a married woman. She is a very hard working entrepreneur. Elma is 39 years old and has three children who are in school. Elma has a basket weaving business in the Philippines. Elma requested a PHP 12,000 loan amount through NWTF to purchase more raw materials for making baskets. Elma has been in this business for 2 years. In the future, Elma would like to save enough money so she can afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 497
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Elma to purchase more raw materials for making baskets.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 23, 2013
Oct 12, 2013
Currency Exchange Loss:
Nov 17, 2013