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Ligaya is a 34-year-old woman from Kinuman Sur, Ozamiz City, Misamis Occidental, Mindanao, Philippines. She is married with 3 children.

In order to survive and sustain the family, Ligaya and her husband are engaged in corn production to earn a living. Her family has been in this business for 10 years as their main source of income.

Ligaya became an active member of Paglaum MPC with good credit standing. She enjoys the privileges being a member of the Cooperative. Now she wants to obtain financial assistance in the amount of PHP 20,000. She intends to use the loan to purchase farm inputs and to pay for labor costs associated with corn production. She dreams of nothing more than to have a happy and healthy life with her family and to earn an adequate income from her business.

Ligaya deeply wishes to remain a member in good standing with PMPC and she repays her obligations in a timely manner.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 452
    View loans »
    Philippines Loans Fundraising
  • $69,718,725
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ligaya to purchase fertilizers and other farm inputs and to pay labor costs for land cultivation.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Oct 17, 2013
Currency Exchange Loss:
Jul 17, 2014