A loan of $675 helped a member to purchase lentils, soap, biscuits, spice items, etc.

Bismilla Group's story

The Bismilla Joint Liability Group was formed in the year 2013 by four active women of Titilagarh town of Bolangir district in Odisha, India to access a loan from Mahashakti Foundation and expand their businesses. Samasun, aged about 39 years, is one of them. The lady standing second from right in the photo and raising her hand is Samasun. She lives with her husband and three sons, aged 12, 9 and 5 years. All her children are continuing their study in the local school.

Samasun herself has been running a small general store in her house for the last eight years with the help of her husband. She sells general grocery items like sugar, lentils, biscuits, soft drinks, toffee, etc. Her husband is managing a tent house business with decoration items, utensils and light materials. Her net monthly income from the existing business is Rs. 4,000 (rupees). Out of this income, she has been able to contribute some part for household expenses like the educational expenses of her children.

Samasun purchases stock for her business daily from the wholesalers of the town. As per her statement, she was able to increase the variety of items in her shop, but not the inventory. She wants to increase the stock of her business from this loan amount by purchasing items like lentils, soap, biscuits, spice items, etc. for her general store. This will help her to reduce her purchasing costs and save time, as she has to refill her stock on a daily basis.

Samasun dreams to provide better education to her children, as she believes that education is the pillar of all success.

The other four members of the group are Idan, Basanti and Sabanam, who are running a welding center, dry food making and selling business, and cycle-repairing center respectively.

In this group: Samasun, Idan, Basanti, Sabanam

Loan details

Lenders and lending teams

Loan details