The client lives in the Orquídeas area of Guayaquil. He decided to get involved in this business because he wished to be his own boss and be self-employed. He works every day from 6 a.m. until 10 p.m.
He is married and his wife is a housewife. He has three children who are minors and go to public schools. Someday he wishes to see his children finish their studies and to increase his business significantly. Now he needs a loan in order to purchase lottery tickets to sell.
El cliente vive en el sector de Orquídeas en Guayaquil. Decidió involucrarse en esta actividad debido a que deseaba ser su propio gerente y manejar su negocio por cuenta propia. Trabaja todos los días desde las 6 am hasta las 10 pm. Es casado y su esposa es ama de casa. Tiene 3 hijos que son menores de edad y estudian en instituciones fiscales. A futuro desea ver que sus hijos terminen sus estudios e incrementar su negocio significativamente. Ahora necesita el crédito para invertirlo en la compra de billetes de lotería para su venta.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.