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Francisco Rigoberto
The client lives in the Orquídeas area of Guayaquil. He decided to get involved in this business because he wished to be his own boss and be self-employed. He works every day from 6 a.m. until 10 p.m.

He is married and his wife is a housewife. He has three children who are minors and go to public schools. Someday he wishes to see his children finish their studies and to increase his business significantly. Now he needs a loan in order to purchase lottery tickets to sell.
View original language description ↓
El cliente vive en el sector de Orquídeas en Guayaquil. Decidió involucrarse en esta actividad debido a que deseaba ser su propio gerente y manejar su negocio por cuenta propia. Trabaja todos los días desde las 6 am hasta las 10 pm. Es casado y su esposa es ama de casa. Tiene 3 hijos que son menores de edad y estudian en instituciones fiscales. A futuro desea ver que sus hijos terminen sus estudios e incrementar su negocio significativamente. Ahora necesita el crédito para invertirlo en la compra de billetes de lotería para su venta.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Francisco Rigoberto to buy lottery tickets to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Nov 1, 2013
Currency Exchange Loss:
Oct 31, 2014