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Poder De Dios Group
In this Group: Maria Auxiliadora, Elsa Maria , Georgina Del Carmen

Update on Poder De Dios Group

María is one of the three members of the group. She is 28-years-old, married, and has a son under her care. She has been selling perishable items in her business for 6 years. She has been a client of the institution for 7 years. She is asking for a loan to purchase an inventory of crates filled with bananas and fruits such as avocado, tamarind, and orange at wholesale.

Georgina is 44-years-old and has been working at the business selling bread in Diría, Diriomo, and Niquinohomo for 4 years.

Elsa is 58-years-old and has been working at the business selling food and fruits for 10 years.
View original language description ↓
María es una de las tres integrantes del grupo tiene la edad de 28 años, casada, con un hijo bajo su cargo, su negocio es la venta de perecederos desde hace 6 años, tiene de ser cliente de la institución 7 años. El crédito lo está solicitando para la compra de inventario de canasto de plátanos y frutas como aguacate, tamarindo,naranja al por mayor. Georgina tiene la edad de 44 años se dedica al negocio de la venta de pan en Diría, Diriomo y Niquinohomo desde hace 4 años y Elsa tiene 58 años se dedica al negocio de la venta de comida y frutas desde hace 10 años.

Previous Loan Details

This group has three enterprising members. María, a 28-year-old woman, is one of them. She’s married and has a son. She’s been selling fresh fruit for five years. She started her business selling nacatamales [Nicaraguan-style tamales] and currently also sells avocado, tamarind and orange ha... More from Poder De Dios Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 31
    View loans »
    Nicaragua Loans Fundraising
  • $26,396,925
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Poder De Dios Group's $1,925 loan helped a member to buy an inventory of crates filled with bananas and fruits such as avocado, tamarind, and orange at wholesale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Oct 17, 2013
Currency Exchange Loss:
Jun 17, 2014