John is 30 years old and is married. He has three children. He earns income from the sale of crops and livestock as well as a monthly compensation as a Community Knowledge worker (CKW). Community Knowledge Workers are trusted community members, who provide agricultural data and advice to rural farmers in their local area, including information about the weather, market prices, crop diseases and agricultural tools. On his land John grows maize, cassava, coffee and bananas. He also has chickens, goats and pigs. John has served as a CKW for the last two years and now looks forward to renewing his CKW contract for the next three years. As a CKW he will use the materials in his business-in-a-box (smartphone, solar charging set and weighing scale) to share real time actionable information with farmers of his village about farming and livestock. With the additional money he will earn as a CKW, John will buy more pigs so that he can set up a learning center to teach other farmers about pig farming. His biggest dream is to see his piggery project become sustainable and develop a pig research center.
More information about this loan
This loan is part of Grameen Foundation's AppLab program and Community Knowledge Worker initiative, providing borrowers with mobile phones, solar chargers and other equipment to become knowledge centers for their smallholder farming communities.
With these tools, community knowledge workers can help their neighbors access information and advice to improve their crop yields, connect with markets and generate more income. They can also conduct mobile surveys to help local organizations better meet farmers' needs. Community knowledge workers make monthly salaries based on the number of surveys they collect, enabling them to repay Grameen for the equipment.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit