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Karoti 1A Group
In this Group: Fransiscar, Agness, Eliewaja, Mary, Mbaraka, Said
Fransiscar, who is in her late 20s, is married with two children who are in school. For four years now, she has had two different businesses, a beauty salon and a poultry-selling business. She is doing fine with both, works from 8:00 am to 8:00 pm daily and is able to make a very good profit each month. She is requesting her second loan from Tujijenge Tanzania. She paid back her first one successfully, and used it to buy equipment for her salon. Fransiscar used the profit she earned to buy salon furniture, a cupboard for her home and a TV. She will use this loan to buy chicken feed and more beauty salon equipment. She dreams that one day she will be able to build a house and greatly improve her businesses.

Fransiscar will share this loan with loan group Karoti 1a, which has six members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 14
    View loans »
    Tanzania Loans Fundraising
  • $16,065,825
    Funds lent in using Kiva
  • 1,606.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Karoti 1A Group's $3,875 loan helped a member to buy chicken feed and beauty salon equipment.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 2, 2013
Oct 11, 2013
Currency Exchange Loss:
Apr 16, 2014