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Gemma
Gemma is a hardworking entrepreneur who has a buy-and-sell vegetables business in the Philippines.

She is borrowing PHP 29,500 through NWTF to buy additional vegetables to sell in her buy-and-sell vegetables business.

Gemma has been in this business for 12 years. Gemma earns more income from a general store.

Gemma has been sustaining her business activities through her own efforts with the help of the loans from NWTF. She dreams of saving enough money to expand her business in the future.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 545
    View loans »
    Philippines Loans Fundraising
  • $69,906,675
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Gemma to buy additional vegetables to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 20, 2013
Listed
Oct 10, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014