Elsa is 44 years old and married with five children.
She earns a living by farming rice in the Philippines. Elsa is borrowing PHP 10,000 through NWTF to buy fertilizers and other farm supplies.
Elsa has been farming rice for 5 years, and earns additional income from buy-and-sell charcoal.
She is working tirelessly toward the attainment of her dream: to save enough money so she can send her children to school.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.