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Veronica is 50 years old and married, with eight children.

Veronica works hard to provide for her family. She runs a general store in the Philippines, and she has requested a PHP 18,000 loan through NWTF in order to purchase more groceries to sell.

Veronica has borrowed and repaid five loans from NWTF before this loan. She has been running the general store for three years, and she also earns an income from farming rice.

Veronica aspires to save enough money to buy more farmland.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.


About Philippines

  • $7,000
    Average annual income
  • 315
    View loans »
    Philippines Loans Fundraising
  • $70,604,925
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Veronica to purchase more groceries to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Oct 10, 2013
Currency Exchange Loss:
Apr 16, 2014