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Herlinda is 24 years old and she lives in the warm city of Aguaytia. Herlinda is a humble young woman and every day she enthusiastically fights to get ahead and to support her family. With a lot of effort Herlinda has managed to start a business selling groceries. Herlinda works around ten hours per day and serves up to fifteen customers each day. Herlinda thinks that her business is going well because she is friendly with customers and offers good quality products.

Herlinda is grateful to Kiva lenders as, thank to the support provided, she will be able to buy a display case for her products. Herlinda's profits will increase and she will continue fighting to make her dream of having a mini-supermarket become a reality.
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Herlina tiene 24 años y la vivienda donde habita se encuentra en la cálida ciudad de Aguaytia, es una joven de condición humilde y es por ello que cada dia lucha con muchas ganas para poder salir salir adelante y apoyar a su familia, es por ello que luego de mucho esfuerzo ha logro iniciar su negocio de venta de abarrotes, Herlinda le dedica a su negocio alrededor de 10 horas al día y puede atender hasta 15 clientes diariamente, Herlinda cree que le va viene n su negocio porque es muy amable con los clientes y ofrece productos de buena calidad.

Herlina esta agradecida con los prestamistas kiva ya que gracias a la ayuda que le han brindado podrá comprar un vitrina con la cual podrá exhibir mejor sus productos, así mejorara sus ingresos y seguirá luchando por hacer realidad su sueño:” Tener un minimarket”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 39
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD