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Las Esmeraldas Group
In this Group: Gladys Blanca, Carmen Victoria, Ysabel, Beatriz, Gladys Lucy, Yolanda Antonieta, Mirell Irma

Update on Las Esmeraldas Group

Yolanda is 50 years old. She is married and has three children, now independent adults. Yolanda is a member of the "Las Esmeraldas" group, which is made up of seven hard-working and united women. With a desire to improve her income and get ahead, Yolanda took the decision to start her own business selling basic, staple goods. Yolanda is proud as, thanks to her business, she has made improvements to her home. Yolanda is applying for a loan in order to buy vegetables, groceries and drinks. Yolanda's wish is to improve her shop. The "Las Esmeraldas" group thanks Kiva investors for supporting them and helping them to progress. In the photo Yolanda is the second on the left - she is wearing a pink t-shirt with a black vest.
View original language description ↓
Yolanda tiene 50 años es casada con 03 hijos independientes actualmente es socia del grupo “Las Esmeraldas” conformada por 07 mujeres trabajadores y unidas. Con los deseos de mejorar sus ingresos y salir adelante Yolanda toma la decisión de emprender su propio negocio de la venta de productos de primera necesidad. Se siente orgullosa pues gracias a su negocio ha mejorado su vivienda. El crédito que solicitó lo destinará para la compra de verduras, abarrotes y bebidas. El anhelo de Yolanda es de mejorar su tienda. El grupo “Las Esmeraldas” agradecen a los inversionistas Kiva por colaborar con su progreso. Yolanda es la segunda del lado izquierdo y viste polo rosado y chaleco negro.

Previous Loan Details

This is the “Las Esmeraldas” (The Emeralds) communal bank. It has nine members most of them neighbors from the zone. Said group is noted for being responsible, mutually supportive people. Gladys, 41, is married with three children two of which are still dependent. For more than four years... More from Las Esmeraldas Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 42
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Esmeraldas Group's $3,000 loan helped a member to buy vegetables, sweets, and drinks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Oct 4, 2013
Currency Exchange Loss:
Feb 17, 2014