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Nubia Yesenia
Nubia is 36 years old. She lives with her family, her husband and her 12 year old son. She has lived in a modest but clean house for the past two years, thanks to God. She is a woman who earns her living as a domestic worker, taking care of children.

Nubia wants to complete the construction of her bathroom. She needs to buy cement, bricks, sand, re-bar and to pay for labor. She hopes that with the loan she has been given by FUSAI she will be able to finish this work.
View original language description ↓
Nubia de 36 años de edad había junto a su familia su esposo y su hijo de 12 años de edad. Gracias a Dios habita en casa humilde pero propia desde hace 2 años. Es una mujer que se gana la vida como empleada domestica, y cuidando niños. Su deseo es terminar de construir el baño por lo que necesita comprar cemento, ladrillos, arena, grava, hierro y pagar la mano de obra. Espera que con el préstamo que le ha proporcionado FUSAI pueda finalizar dichas obras.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 470
    View loans »
    El Salvador Loans Fundraising
  • $31,326,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Nubia Yesenia to buy cement, bricks, sand, re-bar and to pay for labor to finish the bathroom in her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Oct 5, 2013
Currency Exchange Loss:
Nov 17, 2013