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Ana Mirian
Ana Mirian is 42 years old and lives in a house that she owns with her husband. They have two daughters, ages 9 and 13, and an adult son.

Ana Mirian is a very hardworking woman. She currently earns her living by selling catalog products to her neighbors and acquaintances. Her adult son is a day laborer and her husband is employed at a private business. Through effort and dedication, she has been able to improve her home. Her only dream is to see her house completely built and repaired. For this reason, she is requesting a loan from FUSAI in order to buy iron doors and to pay for the labor to have them installed. She promises to repay this debt with the help of her son and husband.
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Ana Mirian de 42 años de edad, habita en casa de su propiedad junto a su esposo y dos hijas una de 9 años, una de 13 años y un hijo mayor de edad. Ana Mirian es una mujer muy trabajadora, actualmente se gana la vida vendiendo productos de catálogos a vecinos y personas que la conocen, su hijo mayor trabaja como jornalero y su esposo es empleado en una empresa privada. Con esfuerzo y dedicación han ido mejorando su casa ya que es para lo único que trabajan su ilusión es ver su vivienda totalmente construida y arreglada; es por esa razón que Ana Marian solicito a FUSAI un préstamo para la compra de puertas de hierro y pagar la mano de obra para su hechura e instalación. Ella se compromete a cancelar la deuda con el apoyo de su hijo y esposo.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 525
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Ana Mirian to buy metal doors and to pay for the labor to have them installed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Oct 3, 2013
Currency Exchange Loss:
Nov 17, 2013