A loan of $1,450 helped to cover the application costs to study for a PhD in economics.

Marly's story

Marly is 26 years old and was born in Manizales, a city situated in the Colombian coffee-growing region. Thanks to her father's daily hard work as a taxi driver and her mother's work as a secondary school teacher, Marly studied economics at the University of Manizales. Her academic abilities enabled her to continue studying for a Masters, in which she was awarded the grade of merit for her thesis.

Marly dreams of doing a PhD and support from Kiva would help her to pay to register for the exam of TOEFL and GRE, the translation of her academic documentation into English and the application to universities in the US and the UK. Once she has her PhD, Marly hopes to impact positively on public affairs by working on research into economics applied to real situations, bringing about changes and proposals on matters of policy which drive development and improve the quality of life of her city and the country.

Here is her story:

Although I have my family's support in achieving this dream, my parents cannot manage to cover such high costs as these due to their limited economic situation. Although I am currently working and saving, the money is not enough to cover the academic costs. For this reason it is necessary for me to ask for Kiva's help, as this can help me to reach my academic, professional and personal goals which are based on my plans to study for a PhD abroad.

There are 2 reasons for wanting to study for my PhD abroad; firstly because in my area of interest, which is economic policy and development, there are excellent schools and teachers located mainly in Europe and the US. In this sense, to be able to study under the conceptual and methodological guidance of the people who are at the cutting edge of their field is an excellent opportunity for any student in the world. My second reason is more personal and relates to my interest in intercultural exchange and meeting people from other countries who may have similar interests.

I have worked in economic and social research and impact evaluation and this has motivated me to follow an educational path which includes a PhD which will strengthen and enrich the practical knowledge I already have. Moreover, it would give me pride and satisfaction to be able to contribute to the development of my city and my country, to be able to impact positively, via strategies and/or programmes under a public-private alliance, on improving the quality of life of the most vulnerable people and the economic development of my city. For the above reasons I am interested in doing a PhD in economics as a way of fulfilling my study goals and to strengthen my employment skills.

The only guarantee I have is that I will put in the maximum effort and give the best of myself.

Translated from Spanish by Kiva volunteer Judith McInally

Loan details

Lenders and lending teams

Loan details