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Vicente has been a security guard for an agricultural company for 11 years. He works from 6 a.m. to 4 p.m. on the day shift and from 4 p.m. to 6 a.m. if he gets the night shift. He's 51 years old and has been married for 20 years. He has five children, four of whom study and one is already an adult. He supports four grandchildren who live with him.
With the amount of the loan he'll purchase cement, rocks and rods so he can finish his construction work.
He pledges to repay the loan in a timely fashion on the scheduled dates. He also states that he'll request more loans so that he can accomplish his plans.
View original language description ↓
Vicente é segurança interno ha 11 anos duma empresa do ramo agrίcola e trabalha das 6 as 16 horas no turno de dia se fizer da noite e das 16 as 06 horas, tem 51 anos de idade e casado ha 20 anos tem 5 filhos dos quais 4 estudam e 1 já maior de idade e sustenta 4 netos que vivem com ele.
Com o valor do empréstimo irá comprar cimento, pedra, varrões para concluir a sua obra.
Diz que tem como planos continuar a dar acompanhamento aos estudos de seus filhos e concluir sua obra.
Compromete se a pagar pontualmente nas datas previstas e que ira solicitar mais emprestimos para concretizar os seus planos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Mozambique

  • $1,200
    Average annual income
  • 40
    View loans »
    Mozambique Loans Fundraising
  • $3,096,400
    Funds lent in using Kiva
  • 29.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Vicente to purchase cement, rocks and rods.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Oct 3, 2013
Currency Exchange Loss:
Jan 17, 2015