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Marie Therese
Marie is a 50-year-old woman and a mother. She is a merchant in one of the local markets, and for years has been retailing fresh produce (tomatoes, peppers, onions, ...), depending on the season.

She has a good knowledge of suppliers, and especially of her customers that she has acquired over time given her experience in this field. However she finds herself constantly out of stock because she is forced to sell all her stock before she can resupply, due to her limited working capital.

She would like to increase her stock of produce by buying wholesale, which will not only increase her sales but also her profits.

The profits will be partly reinvested to expand her business and the rest will enable her to support her family's needs.
View original language description ↓
marie est une femme de 50 ans mère de famille. Elle est commerçante et fait la vente en détail des vivres frais( tomates, piments,oignons...) en fonction des saisons dans un marché de la place depuis des ananées. Elle a une bonne connaissance des fournisseurs, et surtout de sa clientèle qu'elle a acquise au fil du temps grâce à son expérience dans ce domaine. Mais elle se retrouve constamment en rupture de stock parce qu'elle est obligée de faire écouler tous le stock pour pouvoir s'en procurer à nouveau ceci à cause de la petitesse de son capital. Elle souhaiterai augmenter son stock de vivres en achetant en gros ceci augmentera non seulement ses ventes mais aussi son bénéfice. Bénéfice qu'elle réinvestira en partie dans son activité pour l'agrandir et le reste lui permettra de subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 5
    View loans »
    Cameroon Loans Fundraising
  • $1,299,975
    Funds lent in using Kiva
  • 482.1
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Marie Therese increase her stock of tomato crates, hot peppers and onions.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 26, 2013
Oct 4, 2013
Currency Exchange Loss:
Dec 3, 2014