Christopher runs a motorcycle business in Mombasa, Kenya, where he also resides. He is a married man with four school-going children. He is employed himself so he has someone running the business for him. He has been in this business for the last two years and the business has been improving. He hopes that in five years time his business will grow and enable him to buy a public service vehicle. He knew Milango through friends and now he seeks a loan to buy spare parts and repair his motorcycle. The major challenge in the business is the stiff competition. He will use the extra income to educate his children and give theme a better life.