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Zulola is 18 years old and has successfully finished secondary school. Her parents hoped that she would continue her education and go to college; however, her family's economic situation does not allow it at this time. Undaunted, she has set another goal for herself: to open her own sewing shop. This line of work suits her, as she learned how to make women's clothing from her mother when she was a child. She is a clever girl, and is confident that she has what it takes to manage her own business. She has taken a course titled "Attain Success"; it was organized by an association for businesswomen, and Zulola received a certificate upon completing the course. To help set up her business, she is requesting a loan to buy a sewing machine and various kinds of fabric. She is counting on your generosity, and looks forward to your assistance.
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Зулоле 18 лет. Она успешно окончила среднюю школу. Ее родители так мечтали, чтобы их дочь получила высшее образование. Однако экономическое положение семьи не позволяет им, чтобы Зулола продолжала учебу в университете. Зулола не упала духом и поставила цель открыть свой швейный цех, так как она с детства научилась у матери шитью женской одежды. Она участвовала на курсе «Добейся Успеха» организованного Ассоциация Деловых Женщин и получила сертификат. Она умная девушка и верит, что она будет вести свой бизнес. Она запрашивает займ для покупки швейной машинки и тканей. Она ждет вашу доброту и надеется на ваше милосердие.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 241
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Zulola buy a new sewing machine and fabrics for setting up a new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 4, 2013
Currency Exchange Loss:
Apr 17, 2015